Home Equity Loans
You’ve worked hard building those four walls, now it’s time those walls work for you. The equity you built up in your home -- the difference between what you owe on an existing mortgage and the value of the home in today's market -- can be put to good use with through a home equity loan.
Home Equity Loans
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When should you consider a home equity loan?
- When you need collateral or fund for a worthy purpose or investment:
- home renovations
- a child’s college tuition
- purchasing property
- a major medical emergency
- When you can comfortably meet the payments
Terms
- Competitive interest rates
- Up to 25 years to repay
Required Documents
- Passport or voter’s card for identification
- NIB Smartcard
- Telephone, water, or electricity bill to confirm your residential address
- A letter from your employer and your most recent salary slip
- Copies of recent bank statements or a bank reference from your banker (if you are a self-employed customer)
- A printout of your existing mortgage
- An invoice for the expense that you intend to fund
You'll be pleasantly surprised at how affordable a home equity loan is and you may be even more surprised at how much equity you have accumulated. Apply now.
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