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Certificates of Deposit

Minimum Opening Deposit

Certificates of Deposit (CD) require a minimum opening deposit of $1,000.

Account Benefits

  • Interest is calculated daily from the date of deposit to the maturity date
  • Interest is compounded monthly
  • Interested is paid at maturity
  • Interest earned may be transferred to a BOB checking or savings account
  • Early redemption penalty applies
  • No monthly service fee.
  • CDs will renew automatically at maturity, unless you instruct us otherwise
  • At maturity and during the seven calendar day grace period that follows the maturity date, the following modifications are allowed, without a fee:
    • The term may be changed.
    • Additional deposits may be made.
    • Partial redemption of funds is allowed.
    • The CD may be closed.

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