Interest

• Interest is calculated daily from the date of deposit to the maturity date
• Interest is compounded monthly

Maturity

• Interested is paid at maturity
• Interest earned may be transferred to a BOB checking or savings account

Fees

• Early redemption penalty applies
• No monthly service fee.

Renewal

• CDs will renew automatically at maturity, unless you instruct us otherwise
• At maturity and during the seven calendar day grace period that follows the maturity date, the following modifications are allowed, without a fee:
  • The term may be changed.
  • Additional deposits may be made.
  • Partial redemption of funds is allowed.
  • The CD may be closed.